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What is Medicare?
Medicare planning is important and can help you avoid penalties and get the most out of your benefits. Some decisions you make may be permanent!
Medicare is a federal health insurance program for people who are 65 or older, certain young people with disabilities (must be on SSDI for two years), and people with End Stage Renal Disease
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What you need to know to get started:
We know you get bombarded by large amounts of mail and that can only add to the confusion. We are here to simplify the process and get you on the right track. We will work with you through each step of the process ensuring you complete the different requirements by each deadline.
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Leaving your current health insurance coverage to transition to Medicare as your primary insurance can feel overwhelming. It’s a painless process when you know the proper steps to take. You can find most of the information you need about Medicare planning right here on this website.
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First you need to know that the only parts of Medicare you will enroll in via the Social Security office is your Original Medicare Parts A & B. All other Parts and supplemental coverage enrollments are done outside of that, through an insurance agent or agency.
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Also, if you are already taking Social Security, the government will auto-enroll in both parts of Medicare. Otherwise, you must enroll yourself.
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Here is an overview of the steps you will take to get the ball rolling:
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Enroll in Original Medicare A & B online at ssa.gov, over the phone by calling Social Security, or in person at your local Social Security Office
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Determine your desired supplemental route (standard supplement vs. Medicare Advantage Part C
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Determine how you will obtain Part D medication covarage
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Cancel current health insurance once you have verified ID numbers for your new coverages