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Short Term Health Insurance
These plans can be significantly less expensive than traditional health insurance, but may not be right for everyone. These options can be perfect if you are healthy and need coverage for a specific period of time. Recent law changes have enhanced these products and have made them more attractive as an alternative to the higher priced ACA plans.
Short term plans can be attractive from a monthly premium standpoint, but come with important considerations:
How long does the carrier allow the plan to run before having to re-enroll?
Can I be declined if I have a medical event prior to my re-enrollment?
Are any services provided prior to meeting the deductible?
Are preventive services covered at all?
There are a variety of carriers offering these alternatives and each one has their own advantages and disadvantages. Contact us today so we can help you find the one that fits your specific needs. All of our assistance is completely free.
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